Disclaimer

1. Use of this website
By accessing and using this website, you agree that you do so at your own risk. The content on this website is provided for general information purposes only.

We make reasonable efforts to ensure that the information on this website is accurate and up to date, but we do not guarantee that it is complete, accurate or current at all times.

2. No advice
The information on this website is provided for general information purposes only and does not constitute financial advice, legal advice, credit advice or any other professional advice.

Nothing on this website should be interpreted as an offer, recommendation or inducement to enter into any financial product, credit agreement or transaction.

No information on this website takes into account your personal financial situation, objectives or needs. You should obtain independent professional advice that is appropriate to your personal circumstances before making any financial or credit related decisions.

3. Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss or damage, whether direct or indirect, that may arise from your use of or reliance on this website or its content, your inability to access the website, errors, omissions or outdated information, or technical issues, interruptions or delays.

This includes, without limitation, loss of income, loss of profits, loss of data or any other financial or consequential loss.

Nothing in this disclaimer limits or excludes liability where such limitation or exclusion is not allowed by law.

4. Website availability and security
This website and its content are provided as is.

We do not guarantee that the website will always be available or uninterrupted, that it will be free from errors or defects, or that any files, downloads or links will be free from viruses or other harmful code.

You are responsible for ensuring that your own systems are protected when accessing this website.

5. Third party links
This website may contain links to third party websites or resources. These links are provided for convenience only.

We do not control and are not responsible for the content, accuracy, availability or security of third party websites. Accessing such websites is at your own risk.

6. Personal information, POPIA and PAIA
We respect your right to privacy and are committed to protecting your personal information.

Our processing of personal information is governed by applicable data protection laws and is explained in our POPIA Policy and Privacy Policy, which are available on this website.

Information relating to access to records is dealt with in our PAIA Manual, which sets out how requests for information may be made.

By using this website, you acknowledge that you have had the opportunity to read and understand these documents.

7. Credit estimates and calculators
Any loan amounts, instalments, interest rates or costs displayed on this website or calculated using our tools are estimates only and are provided for illustrative purposes.

They do not constitute a quotation, pre approval or offer as contemplated in the National Credit Act.

All credit applications are subject to affordability assessments, credit checks, verification and final approval. Actual loan terms may differ from estimates shown.

8. Indemnity
You agree to indemnify and hold us harmless against any loss, claim, demand or legal costs arising from your use of this website or your breach of this disclaimer.

9. Governing law
This website disclaimer is governed by the laws of the Republic of South Africa.
Any dispute arising from the use of this website will be subject to the jurisdiction of the South African courts.