REAL – Who are we?
REAL was founded by a group of experienced bankers, actuaries, and lawyers who asked a simple question: “What if owning a home could cost the same as renting one?” To provide Real Estate Affordable Loans became our mission — and the foundation for the REAL finance model.
Our innovative index-linked home loan solution, in partnership with Retirement Funds, gives retirement fund members who were previously overlooked by the traditional banking system the opportunity to own a home.
REAL investment. REAL homes. REAL impact.
Why should retirement funds partner with us?
We partner with retirement funds that invest fund assets in REAL as part of enhancing their current investment strategy, which in turn is used to offer their members something extraordinary: the ability for your members to own their own home by using a portion of their retirement savings as collateral for affordable, index-linked home loans.
Affordable instalments keep default risk low while fully secured collateral leaves minimal credit risk, providing the fund with an investment that delivers stable real returns with an optimal risk-return profile, while giving members immediate, life-changing access to homeownership.
Investing in REAL builds loyalty, shows responsible investment in action, and proves that funds can improve lives without compromising fiduciary duty. An ESG investment par excellence!
Responsible. Secure. Real returns.
Why choose REAL to finance your home?
We believe homeownership should be within reach for all, not just for a select few, but for all who dream of more. That is why we developed this unique funding model to allow people who can afford to rent the opportunity to buy a home with REAL property financing.
Your payment is typically about 80% of the payment of a traditional home loan and increases on an annual basis your payment will increase, similar to what you would experience if you would rent the property. Therefore, your bond repayments are comparable to what you would pay if you rent the property. But now, each payment goes toward owning your home.
Our customers choose REAL to finance their homes for only 3 reasons – Affordability, Low interest rates and Excellent Service.
OWN it with REAL
REAL – Who are we?
REAL was founded by a group of experienced bankers, actuaries, and lawyers who asked a simple question: “What if owning a home could cost the same as renting one?” To provide Real Estate Affordable Loans became our mission — and the foundation for the REAL finance model.
Our innovative index-linked home loan solution, in partnership with Retirement Funds, gives retirement fund members who were previously overlooked by the traditional banking system the opportunity to own a home.
REAL investment. REAL homes. REAL impact.
Why should retirement funds partner with us?
We partner with retirement funds that invest fund assets in REAL as part of enhancing their current investment strategy, which in turn is used to offer their members something extraordinary: the ability for your members to own their own home by using a portion of their retirement savings as collateral for affordable, index-linked home loans.
Affordable instalments keep default risk low while fully secured collateral leaves minimal credit risk, providing the fund with an investment that delivers stable real returns with an optimal risk-return profile, while giving members immediate, life-changing access to homeownership.
Investing in REAL builds loyalty, shows responsible investment in action, and proves that funds can improve lives without compromising fiduciary duty. An ESG investment par excellence!
Responsible. Secure. Real returns.
Why choose REAL to finance your home?
We believe homeownership should be within reach for all, not just for a select few, but for all who dream of more. That is why we developed this unique funding model to allow people who can afford to rent the opportunity to buy a home with Real property financing.
Our initial payment is typically about 80% of the payment of a traditional home loan and increases on an annual basis your payment will increase, similar to what you would experience if you would rent the property. Therefore, your bond repayments are comparable to what you would pay if you rent the property. But now, each payment goes toward owning your home.
Our customers choose REAL to finance their homes for only 3 reasons – Affordability, Low interest rates and Excellent Service.
OWN it with REAL